Ayushman Bharat — Pradhan Mantri Jan Arogya Yojana (PMJAY) is the world's largest publicly-financed health-assurance scheme, providing ₹5 lakh annual family cover for secondary and tertiary care to over 12 crore vulnerable households. The scheme is administered by the National Health Authority. Citizens verify beneficiary status by entering their name, ration card number or mobile number on the PMJAY portal; each eligible family receives an Ayushman Card carrying a QR code for cashless authorisation at empanelled hospitals. State Health Authorities (SHAs) implement the scheme using state-level Insurance Implementing Agencies. The empanelled hospital list is also searchable on the portal.